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Is it Safe? While ZippyLoan is relatively new, they’re a legit company – with a BBB rating and everything. ZippyLoan, in an apparent scam to entice unsuspecting borrowers to prepay as a pre-condition to obtaining a 'pre-approved loan. Is zippyloan legit or scam? The site of Zippy loans is compatible with mobile platforms, so you can apply for a personal loan on-the-go. Fill out the loan request questionnaire with the loan amount, the purpose of the loan, the credit types, first and last name, and date of birth. 8 out of 10 rating on Trust Pilot with over 3,000 reviews (Trust Pilot) The company has an A+ rating with the Better Business Bureau (Better Business Bureau) Zippy Loan offers personal loans ranging from $100 to $15,000 If you took out $150 and 1 month later paid them back $175, that's $25 in interest after just one month. com is accredited by the Better Business Bureau and has received 16 positive customer comments. 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